Buying a home is a big decision. We make the bond process easier to understand, helping you navigate your options and know what comes next.
Not sure where to start? That's okay — we'll help you work it out.
Think of us as your person in the process — helping you understand the financing side of your property journey.
Estimate your monthly bond repayment, your upfront costs and the total funds you may need to get started.
Calculated after you enter your property price.
Calculated from your bond amount.
Calculated from your deposit and estimated costs.
Deposit + transfer costs + bond registration costsThese figures are estimates for planning purposes. Actual costs may vary. We can help you understand the costs relevant to your purchase.
Your existing bank is one option. Starting with The Bond Agency allows us to help you explore suitable lending options through participating lenders, where applicable, rather than limiting your journey to a single lender.
We handle the financing side of the process, help you understand the options presented and remain your point of contact as your application progresses.
Your estate agent, your choice. We can work alongside any estate agent you choose. There is no need to change agents to work with us — we collaborate on the financing side while you continue with your agent throughout the purchase.
We can facilitate applications with suitable lending partners, where applicable.
We help you understand the bond options and quotations you receive.
We remain your point of contact on the financing side while your application progresses.
If you're not ready to make an offer yet, a pre-approval can help you understand your potential buying position before you begin your property search.
We'll explain what information is needed and help facilitate the pre-approval process with the relevant lender or lenders, where applicable.
Contact Us About Pre-Approval• Understand your potential borrowing position
• Shop within a more realistic price range
• Feel more prepared when you find a property
• Know what the next step is when you're ready to buy
You don't need to have everything perfect before you contact us. If you're ready to explore your options, we can guide you through what is needed.
Have an idea of the property price you're considering, your deposit if you have one, and your approximate monthly income and expenses.
We can tell you which supporting documents are required for your circumstances and guide you through the information needed.
That's exactly where we can help. Start with a conversation and we'll explain the next step in plain language.
Talk to usWe've made the process easy to follow — especially if you're buying your first home.
Tell us what you're looking to achieve and we'll explain the next step.
Use our calculator or contact us about pre-approval before you start house hunting.
Search within a price range that makes sense for you.
Your formal bond application can now move forward.
We gather the required information and facilitate the application with the relevant lender or lenders.
The lender assesses your financial position and the property, then communicates the outcome.
If approved, you'll receive the relevant approval and quotation to consider.
The bank appoints the bond registration attorneys, who contact you about the documents and requirements for registration.
The attorneys handle the legal and registration process and contact you when they need documents or signatures.
Once everything is ready for handover, your estate agent coordinates the final step — handing over the keys to your new home.
Whether you're buying your first home, moving, investing or simply exploring your options, we can help you understand the financing side.
Understand the process from affordability to getting the keys.
Explore your financing options for your next property.
Explore finance options for your investment goals.
Get a clearer indication of your potential buying position before house hunting.
Review your existing bond and explore your options.
We're here to make the financing side of buying property easier to understand and easier to navigate.
A point of contact who understands where you are in the process.
We explain what's happening and what comes next in straightforward language.
From your first enquiry through the financing process and towards your new home.
We combine personal guidance with the reach of bond origination, so you have someone helping you navigate the financing side from your first conversation through to registration.
Speak to a real person who follows your financing journey and helps you understand what is happening.
We can facilitate applications with suitable participating lenders, where applicable, rather than limiting you to one bank.
Keep the estate agent you trust. We work alongside them on the financing side of your purchase.
Let's start with a conversation about where you want to go.
Your private banker can provide valuable guidance from your bank's perspective. A bond originator can help you explore suitable lending options beyond a single bank, where applicable.
The bank appoints the relevant bond registration attorneys, who contact you about the legal documents and registration requirements. Transfer attorneys handle the property transfer. Your estate agent coordinates the handover once the transaction is ready.
Yes. Exploring alternatives can help you make a more informed decision.
No. Our bond origination service is free to you. Participating lenders pay us a commission when a bond is successfully registered.
Yes. We can help you understand the pre-approval process and the information required.
Tell us where you are in your property journey and we'll help you with what comes next.
You don't need to have all the answers before you contact us.
Tell us what you know, what you're unsure about, and where you'd like to go. We'll help you work out the next step.